Home Trust Secured Visa Card
The best way to get the credit you deserve.
Build or re-build your credit, even if you've had credit difficulties in the past, or have never had a credit card before! An excellent opportunity to establish your credit rating. Virtually everyone is approved.
Get all the benefits of Visa while re-building your credit:
Make purchases over the phone or online
Plan and book a vacation
Access cash anytime, anywhere from over 1 million ATMs
Shop at over 24 million locations worldwide
How the Secured Visa Credit Card Works
The Home Trust Secured Visa Card is a credit card that requires a security deposit for eligibility. Your credit limit is then set at the amount of the deposit. You can put down as little as $500, or as much as $10,000.
If you decide to cancel your card, you can just pay off your outstanding balance, and you'll get your security deposit back from Home Trust. Home Trust is a Member of Canada Deposit Insurance Corporation (CDIC) (1-800-461-2342).
The application process is very simple and almost everybody is approved! Of course, if your application is not approved, your security deposit will be immediately returned to you.