Overview
Look at total borrowing costs and repayment plans before moving other debts into a mortgage.
Adding other debts to a mortgage changes both the payment schedule and what secures the borrowing. Compare the current balances and interest costs with the proposed mortgage, including fees, penalties and the full repayment period.
Consolidation does not erase debt, guarantee a credit-score change or necessarily lower total interest. A debt previously unsecured may become secured against your home. Consider the repayment plan and the risk of taking on new balances after consolidation.
Key Features
How It Works
Free Consultation
We discuss your goals, review your financial situation, and determine the best mortgage strategy for you.
Compare Suitable Options
I compare rates, terms, lender requirements and costs, and help you work through the requested documents and conditions.